The Mango MasterCard Prepaid Card - How it Works

Some credit cards are available to anyone, regardless of credit. However, many of these charge high fees and alarming interest rates. That is not the case with the Mango MasterCard Prepaid Card. A number of recent reviews note that this prepaid option works for just about anyone and does not have high fees attached to it. Here's how it works and how to apply for one.

This card operates in a way that is similar to an online checking account. This makes it a smart option for cardholders who have found it difficult to open a checking account or for those that want an account that works in a simple way.

How it Works

After filling out an online application and getting approved for the Mango MasterCard, customers can expect to receive the card in the mail in 7 to 10 days. Once it arrives, you'll need to call a number and activate the card. It's then ready to be used.

The next step is to load money onto the card. This can be done in a number of ways, including direct deposit. To do this, you can fill out a form that provides the necessary information and then begin transferring money to your card. Other ways to load money include using a Green Dot MoneyPak or loading money from your phone.

You can use the Mango Prepaid Card anywhere that accepts MasterCard debit cards, which is nearly everywhere. You will not be able to spend more money than you load on to it. This ensures that you will not run up high balances or get in debt over your head.

What it Costs

Some cards that are available to all types of credit charge high fees, but this is not the case with the Mango MasterCard Prepaid Card. Instead, you'll have to pay $5 to have the piece of plastic initially shipped to you. This, however, is currently being waived for a limited time.

If you load $500 onto the card each month, there will be no monthly fee. If you have less on the card, however, you'll have to pay $5 a month. There is no activation charge or annual fee with the card.

How to Apply

Filling out an application for the Mango(TM) MasterCard Prepaid Card is not difficult. It requires that you first find it online. Once you do, simply fill out an online application. The card will arrive within two weeks, and you can start using it right away. The process is quite easy.

For those who have had a difficult time with credit but want the benefits of a credit card, the Mango option is a solid one. It is also a convenient setup for anyone who wants an online checking account that's easy to use. The card has very low fees and offers solid features to customers, making it a card that stands out in today's credit market.